E2BP
A unique proprietary health benefit program utilizing IRS Section 125 Cafeteria Plans to create a "win-win" for both employers and employees through FICA tax savings.
The Win-Win Solution
E2BP leverages IRS Section 125 Cafeteria Plans to reduce FICA taxes for both employers and employees while providing comprehensive health benefits with no copays, deductibles, or coinsurance.
*Example: 1,000 employees at 10x EBITDA value index
Reduce FICA taxes for both employer and employee through Section 125 pre-tax deductions.
No copays, deductibles, or coinsurance for covered health services.
Increase company market valuation through improved employee benefits and satisfaction.
Automated platform handles all administration with zero HR workload increase.
How E2BP Works
Sophisticated & Automated Platform
Employee Enrollment
Employees enroll in the Section 125 Cafeteria Plan through our automated platform.
Pre-Tax Deductions
Benefit costs are deducted pre-tax, reducing FICA taxes for both employer and employee.
Immediate Benefits
Employees receive comprehensive health benefits while increasing their take-home pay.
Government Requirements Met
The most sophisticated, automated platform in the industry to meet U.S. government's requirements for Section 125 Cafeteria Plans.
Do More With Less
In today's competitive business environment, companies are constantly looking to do more with less. E2BP increases employee take-home pay while reducing your FICA taxes. We analyze your payroll and show you exactly what it means for your company or portfolio.
Hassle-Free Integration
We do the heavy lifting. Turnkey setup with no administrative burden on your team.
Flexible, Year-Round Enrollment
Enroll employees on your schedule — no rigid open-enrollment windows required.
Fully Compliant
Built on Section 125 of the IRS Tax Code, keeping your program audit-ready.
Healthier, More Productive Teams
Healthier employees lead to increased productivity and lower turnover.
Complements Major Medical
Works alongside your existing major medical health plans, not against them.
Zero Implementation Cost
Real cash savings with immediate ROI and no upfront expense to your business.
Comprehensive Benefits Your Employees Will Value
Urgent Care Visits
Primary Care Doctor Visits
Comprehensive Prescription Plans
Behavioral & Mental Virtual Health Care
Virtual Veterinary Consultations
For Private Equity Firms
The Senior Minds program is a direct lever to increase portfolio company EBITDA and enhance enterprise value. By converting tax savings into profit, you create a more valuable asset across your entire portfolio.
See what E2BP means for your company
Use the calculator below to see your exact numbers, or get a free, no-obligation payroll analysis.
Trusted by Leading Companies
Join 1000+ businesses already saving with E2BP
These companies are saving annually with E2BP
Calculate Your E2BP Savings
See exactly how much your company and employees will save with E2BP
Enter your number of W-2 employees to see your potential savings
Adjust the valuation multiple used to estimate market value increase
Company FICA Savings
Annual savings in your bank account
Employee Take-Home Increase
Total annual employee benefit (amounts vary depending on state and employee, this is just an estimate)
Total Program
Value
Combined annual benefit
Company + Employee savings
Market Value Increase
Potential company valuation boost
Based on 10x EBITDA multiple
Take your results with you
Download a professional, personalized PDF summary of your potential savings
💰 Real Cash Benefits
Calculate savings for your 100 employees
*Calculations are estimates based on average scenarios. Actual savings may vary depending on state regulations, employee demographics, and specific plan configurations.
Common Questions
Everything you need to know before getting started
Is E2BP compliant with IRS regulations?
Yes. E2BP is built entirely on Section 125 of the IRS Tax Code and maintains ERISA compliance. Our platform is the most sophisticated, automated system in the industry for meeting government requirements for Cafeteria Plans.
Does it cost anything to implement?
No. There is zero implementation cost and no upfront expense to your business. The savings are real cash, not tax deductions, and the ROI is immediate.
Will this affect our existing health insurance?
Not at all. E2BP complements your existing major medical health plans rather than replacing them. Your employees keep their current coverage while gaining additional benefits and increased take-home pay.
How much work is required from our HR team?
Almost none. We handle the heavy lifting with a turnkey, fully automated setup. There is zero increase to your HR workload, and enrollment can happen year-round on your schedule.
How quickly will we see results?
Savings begin as soon as employees are enrolled and pre-tax deductions take effect. After you submit your information, we deliver a comprehensive financial analysis within 24-48 hours.
What does the free analysis include?
We analyze your payroll and show you exactly what E2BP means for your company or portfolio, including your projected FICA tax savings, employee take-home increase, and potential market value impact.
Still have questions? Let's talk.
Get Your Free E2BP Analysis Today
Submit your information below and receive a comprehensive financial analysis within 24-48 hours. No cost, no obligation.
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Ready to Implement E2BP?
Discover how the Employer/Employee Benefits Program can save money and increase satisfaction for your organization.